If You Struck It Big On The National Lottery, How Much Silver Jewellery Could You Buy?

At the start of every year I have a go at working out a financial plan for the year ahead. Naturally, some months are going to be more expensive than others. Unfortunately when I had my children, even though there is a 5 year age gap, their actual birthdays are only a few days apart, so March and April are pretty expensive months. My daughter is always easy to buy for, give her a piece of silver jewellery and she is more than happy. My son is a different kettle of fish and he is really difficult to get anything for. He doesn’t like any sort of men’s jewellery, so this is never an option. Last year he turned 18 and we decided to push the boat out and treat him to an hours flying lesson from our local airport. This caused a massive row, but that is another tale to tell!!

Come August we are always short of funds due to the fact that we always take our holiday in this month. If I had a choice I wouldn’t take my holiday in August, but as my daughter is still at school, it’s pretty hard to take holidays at any other time. It’s totally unreasonable though as you end up paying double for your holiday, just because the travel firms know you have to take your holidays then.

For us September is also a costly month as not only is it my husband’s birthday but also our wedding anniversary. Last year was our 20th Anniversary and even though I dropped many a hint, the silver earrings I wanted never did materialise. He had better be planning something good for our 21st anniversary, otherwide I can see that will be big arguments ahead.

After September, we inevitably have the build up to Christmas so money is tighter than ever. It is so hard just surviving at the moment, having saved all year for this and that, come January it starts all over again.

What I need to do is somehow have a big win on the National Lottery. Having bought a ticket every week since the lottery started in November 1994, surely it must be nearing my time for the big win! Just think how much jewellery I could buy myself with no worries that hubby has got me the wrong present – AGAIN!!